For Merchants

Available for your online shop and stationary business!



Make customers happy with Liquitree. And earn more.
Fulfilling your customers’ wishes, both large and small, is finally very easy. With partial payment via Liquitree.


Hello easy payment. Welcome Conversion.

Fulfilling the shoppers’ needs: People in Germany, Austria and Switzerland prefer to pay by invoice, installment or direct debit. We give them what they want. Our payment solutions blend seamlessly into your checkout and ensure that the entire customer experience takes place in your own branded environment.

more trust

more conversion

more sales

Happy customers, more sales and freedom for your core business.

Choosing your solution is a strategic decision that has a far-reaching impact on conversion, the size of the shopping cart and sales.

In numbers, this means: online shops in German-speaking areas, which do not use our open invoice and installment payments  solutions are renouncing to 60% of the market . We are happy to close this gap for you.


Convenient no-risk purchasing power boost. Installments.

You always receive the full amount, while your customers can pay off the invoice over a period from up to 84 months. This gives your customers financial freedom and the option to commit to larger purchases without the need for Postident . We assume the default risk for you. Upon request, we can integrate a rate calculator directly into your checkout and onto your product page. Furthermore, you are completely flexible when it comes to financing options: zero percent financing, flexible repayment or classic installment purchase with an interest rate set by you – you have the choice. The installment purchase is a popular sales tool that you can use to provide existing and new customers more flexibility, and to encourage them to increase the basket size.

Additional features

Order Status API

With the Order Status API (OSA), we provide you (as a retailer) with centralized order and payment information , so that your customer service and your customers can have access to it at any time. This saves resources and ensures a better customer experience.

0 %
million people shop online in Germany
0 mil
people shop online in Germany

Customized solutions

One of our major strengths is developing custom solutions. We love challenges, want to improve things, and find answers that suit your unique needs. With a lot of attention to detail and using the latest technologies.

100% payment guarantee

We bear your risk of payment default – no ifs or buts – without any pending status. We work closely with you, optimizing prices and acceptance rates with every transaction.

Real B2B solutions

Dynamic deadlines, specialized billing, different price categories – Your corporate customers present you with very particular challenges. For this reason, we provide you with genuine B2B solutions that enable you to offer individual support for this special customer group.

By the way: Companies in the D-A-CH region also prefer to pay with invoice.

Comprehensive data protection

We are subject to strict monitoring by BaFin and we store all data on German servers. When it comes to data storage, we act in accordance with the regulations of the General Data Protection Regulation of the European Union (GDPR) and the German Federal Data Protection Act (BDSG). Very important: We do not up-sell or cross-sell and do not trade consumer data at any time.

Your 12 advantages at a glance

Really! Liquitree only offers benefits for you. See for yourself.

The most important questions about Liquitree

Offering Liquitree to your customers is easy. We would be happy to inform you personally from Monday to Friday. between 9 a.m. and 8 p.m. online, by phone and directly at your location. Call us directly at +43 XXXXXXXXXX or use our contact form.

The approval only takes a few minutes, thanks to our easy-to-use KrediTool. You request a partial payment for your customer and receive the go after 5 minutes at the latest.

For a partial payment of up to € 10,000, photo ID and an EC card are usually sufficient. And from € 10,000 as a rule, an additional proof of income.

Thanks to our particularly fast processing process, we can pay you out immediately. Usually on the following day. That means: You will be credited the full purchase price without waiting.

There are hardly any limits to working with Liquitree, regardless of the products or services you offer. We look forward to inquiries from hardware stores, electronics stores, furniture stores, garden centers, jewelers, sporting goods retailers, direct sales companies as well as inquiries from plumbers, doctors, wedding planners, car tuners, driving schools and many more. Talk to us, we are guaranteed to find a completely free solution for your POS and online shop for your business.

The United Volksbank Raiffeisenbank eG stands behind Liquitree as a strong and highly reputable credit partner with decades of experience.

Every new customer is checked quickly and accurately by Liquitree. If a customer can still no longer pay the monthly installments, the Liquitree partner bank takes over the loss in full. There is no risk for you, no reminder processing.

FAQ Partial


Liquitree is that easy.

Liquitree fulfills your customers’ wishes, large and small, conveniently with partial payment. How quickly and easily this works for you as a dealer or service provider is explained in this short video from our Austrian partner Wunschkredit.


Show your customers that you offer Liquitree.

Our promotional material helps you to keep your customers well informed about Liquitree.

Liquitree makes the decision for your products or services even easier for your customers. And also enables you to make higher value sales. As a Liquitree partner, show your customers that you offer Liquitree with our advertising material for your sales rooms. And inform your customers about the simple and fast processing of Liquitree. Then you too can look forward to more sales soon.

Become a partner now

Are you a retailer or service provider and would you like to make shopping easier for your customers?

Then Liquitree is exactly the solution you have always been looking for. We would be happy to inform you personally about your strong advantages with Liquitree.

We are Mon. – Fri. There for you between 9 a.m. and 8 p.m. – online, by phone and, on request, directly on site.

The easiest and most uncomplicated way to pay for your purchase in convenient monthly installments.